Protect What Matters.
Auto Insurance
Drive protected. Pay smarter.
We find competitive coverage and available discounts to help you save without compromising what matters.
Commercial Auto
Coverage that keeps you moving.
Protect the vehicles your business depends on while we look for opportunities to keep your insurance costs down.
Home Insurance
Protect your home without overpaying.
Get the coverage your home deserves while we look for every available opportunity to maximize your savings.
Insurance Should Protect Your Money, Too.
We take the time to explore your options, identify available discounts, and find competitive coverage that fits your needs and your budget.
We Look for the Savings Others May Miss.
We take the time to identify available discounts and savings opportunities you may qualify for.
We Treat Your Money Like It's Our Own.
We look for all opportunities to help you maximize your savings without sacrificing the coverage you need.
It Costs Nothing to Compare.
You don't have to wait until you need insurance to find out whether you could be paying less.
Meet Frank
After working with some of the biggest names in insurance, Frank saw firsthand how often the focus was on selling a policy rather than finding ways to help clients save. He realized there was an opportunity to do things differently.
Then it became personal. After reviewing his own family’s insurance, Frank realized they were overpaying too. That experience became the foundation for Deluxe Insurance.
Today, Frank’s mission is simple: help families and businesses get the coverage they need while finding every available opportunity to save.
“I built Deluxe to help every client save the way I’d want someone to help my own family.”
— Frank, Founder of Deluxe Insurance
Frank Pena
Founder/CEO & Licensed Insurance Agent
Helping Families Save All Across Florida
Frank and his team saved me over $600 on my auto insurance policy. They made sure every possible discount was applied and took the time to find me the best rate. The service was smooth, professional, and efficient from start to finish. I’m extremely satisfied and highly recommend them to anyone looking to save money and get great coverage.
Kevin F.
I worked with Frank from Deluxe for both my personal auto policy and my law firm’s insurance, and he provided excellent pricing along with outstanding customer service throughout the process. I would absolutely recommend to anyone looking for a trusted, professional, and reliable insurance agency.
Rafael V.
I was referred to Frank at Deluxe Insurance when I was purchasing my car. He was able to get me the best price compared to other agencies I had quoted with. The process was smooth, fast, and professional. Highly recommend reaching out if you want great coverage at a great rate.
Camilita S.